Zero Credit Risk · Day-One Income

Pre-Rented Bank Properties

PSU and private bank branches with long lock-ins, structured escalation, and the most defensible tenant covenant in Indian commercial real estate.

View Bank Listings Discuss Mandate

The Investment Case

Why Bank Tenants are Different

The single largest risk in commercial real estate is tenant default. Bank-tenanted properties solve this categorically — through sovereign credit, regulatory oversight, and structural tenancy inertia.

A nationalised bank branch cannot default on its rent without the knowledge and intervention of the Reserve Bank of India. No other tenant carries this structural guarantee.

Read Our Analysis

Sovereign Tenants

PSU banks are majority government-owned. Rent defaults are, for practical purposes, impossible.

15-Year Leases

Long lease tenures with 10-year lock-ins provide income security unmatched by any other asset.

15% Escalation

Built-in rent growth roughly doubles your income every 9 years.

RBI Regulated

Banks are the most regulated commercial tenants in India — structurally protected obligations.

High Re-leasing

Branches on arterial roads have near-100% re-leasing rates at expiry.

Portfolio Credibility

A bank-tenanted asset signals investment sophistication for any HNI portfolio.

PSU vs. Private Bank — Compared

Parameter	PSU / Nationalised Banks	Private Sector Banks
Credit Risk	Near-Zero (Govt-backed)	Minimal
Typical Lease	15 Years	9 Years
Lock-In Period	10–15 Years	6–9 Years
Escalation	15% / 3 Years	12–15% / 3 Years
Gross Yield	5.5 – 6.5%	6 – 7.5%
Best For	Income-first, wealth preservation	Yield + capital growth

Active Inventory

Bank-Tenant Opportunities

PSU BankB-143

Looking for a specific city or ticket size?

Our bank-tenant inventory runs deeper than what appears here. Share your mandate.

Share Your Investment Criteria